The best Direct and Instant Bank Transfer casinos that accept Aussie players and support AUD payments are listed right here. The Pokies.bet experts have carefully researched 200+ online casinos to create the shortlist that will end all lists. Play with Bank Transfers at online casinos that guarantee a safe and enjoyable gambling journey!
We have included a detailed guide to explain how Bank Transfers work at online casinos and the aspects you should consider before going through with your payments. Check out below the pros and cons of using DBF or IBF at Aussie online casinos, and the required steps.
Best Australian Online Casinos That Support Instant Bank Transfers
AU$5,000
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WGR: 60x / Max. cash-out: $180
Although most Aussie online casinos support Bank Transfers, I didn’t just go ahead and list them here. I selected the best 10 after carefully vetting them. Aspects that played a major role in my selection process include their Bank Transfer minimum and maximum withdrawal limits, fees (or lack thereof), payment processing speed, and supported banks. The availability of digital wallets that enable Bank Transfers without sharing your personal info, like PayID and Trustly, boosted the ratings of certain casinos.
Generic rating criteria like online casino license, brand reputation, gaming lobby, bonuses and promotions, customer support, security, and mobile experience have also been reviewed in detail. The top list of Bank Transfer online casinos provides two options: You can tap on the play now button to sign up at the casino and qualify for an exclusive bonus or click on the read review button to read our in-depth assessment of each brand.
Direct Bank Transfers at Online Casinos – payment method review
Bank Transfers have always been considered the slowest way to make payments. Until recently, you would have to go to the nearest bank, provide the specifics to the clerk, and wait for a day or more for the money to reach the recipient. Thankfully, this banking method has been revolutionized.
Online, Bank Transfers come in different formats. Most casinos and digital shops support Instant Bank Transfers, while others take Wire Transfers. The latter take more time to go through and usually involve hefty fees. Though IBTs are completed as soon as the bank approves the payment, which is often instant during working days and hours. Worst case scenario, Bank Transfer payments can take between three and five days.
Due to the nature of this banking system, most online casinos don’t let you deposit through it. That’s because deposits are always instant, and that is impossible with Bank Transfers. On the other hand, casino withdrawals via Bank Transfer are the industry standard. Payment methods vary from one casino to the next, as across different countries. Debit or credit cards often restrict online gambling payments, and some eWallets are not supported Down Under. Prepaid vouchers often used to make gambling deposits don’t support payouts, so Bank Transfers are usually the only alternative for withdrawing your winnings at Aussie casinos. Fees are often incurred by your bank, in a percentage or flat form depending on their regulations surrounding gambling payments. Delays are also commonplace with this banking method, but Bank Transfer gets the job done eventually.
Modern digital wallets like Trustly, PayID, and BPAY act as middlemen between your bank and Aussie online casinos – enabling faster online casino deposits and withdrawals via your bank account without sharing your personal or bank account info.
Pros and Cons
| Bank Transfer Casinos Pros | Bank Transfer Casinos Cons |
| Widely supported | Banks usually charge fees for bank transfers |
| Often the only withdrawal option at online casinos | Withdrawals might take a while to be processed by casinos and banks |
| Extremely safe and secure method of making digital payments | Require sharing of sensitive information |
| Certain digital wallets accommodate bank account gambling payments | Your bank keeps track of your gambling spending |
| Option to set gambling limits via your bank | Certain banks don’t process casino transactions |
| Highest maximum withdrawal limits | Minimum deposit and withdrawal limits might be higher than with other methods |
| Most Aussie adults have a bank account |
The drawbacks of Bank Transfer payments at online casinos are straightforward. Delays and fees are almost universal when using them for withdrawals. Some might also dislike that this method requires the sharing of sensitive personal information with your bank and online casino operator.
On the other hand, Instant Bank Transfer withdrawals don’t take long if you time them correctly. A lot of info must be shared, but only the first time you are requesting a payment. The biggest drawback, in my opinion, is that Bank Transfer payments at casinos usually start at higher limits. I’ve seen operators placing the minimum at A$300 or A$500, though our approved brands let you cash out as little as A$20 per request. Further, this method is ideal for high withdrawals, often as high as the online casino’s maximum permitted limit per period.
Ultimately, Bank Transfer is often the only way to make online casino withdrawals, which is why we at Pokies.bet created this guide.
How to Deposit at Casinos via Instant Bank Transfer
Although most online casinos don’t let you deposit via bank transfer, some do. This method is not the most convenient way to add funds to a gambling site unless you are using a digital wallet to facilitate the payment. If you decide to take this route, here is how you can go about it:
- Select an online casino taking Bank Transfers from this page. Make sure to register through our links to secure an exclusive bonus on your first deposit.
- When you land on the official site, click to register a new account. Aussies over 18 years old are accepted. Information the casino asks includes your full name, date of birth, email address, country, and home address. Sharing the above lets you create a username and password you can use to log in at the casino in the future.
- Now, visit the cashier or wallet section, and review the deposit methods. To make payments directly via your bank account, you can select an associated card (like Visa or Mastercard) or a linked digital wallet (BPAY, PayID, Trustly, etc.). Tap to read our detailed guides for the specifics on how to proceed with each. For standard Wire or Instant Bank Transfers, click on the respective banking icon.
- The page will reflect the casino’s bank details. You must carefully store them so you can transfer money to them through your bank account. Some provide a QR code you can instead scan through your banking app.
- To complete the payment, you can open your online banking app and make an Online Bank Transfer using the casino’s details. Alternatively, you can visit a local branch, share the casino’s info, and let the employee do the trick. Minimum payment limits at Aussie online casinos typically start at A$10 or A$20, though these might be higher in the case of Bank Transfer deposits.
Traditional Bank Transfer casino payments can take up to three days, which is not ideal. Payments via banking methods linked to your bank account are instant. The process might seem long, though online casino registration and linking of your banking method are only required once at each gambling site.
How to Withdraw from Casinos Using Instant Bank Transfer
Money added to online casinos cannot be withdrawn instantly. Doing so will incur hefty fees. This measure is in place to protect gambling sites from fraud and money-laundering activities. If you claim a bonus, additional wagering requirements will tie your funds. Completing these before requesting a withdrawal via bank transfer is paramount to make the most of your gambling funds.
Online casinos also perform some checks before you can cash out for the first time. Documents Aussie casinos request to approve bank transfer casino transactions include a photocopy of your ID or Passport, a selfie of you holding the document, proof of address, and a statement from your bank or a screenshot of your digital bank account details. The above documents must match the info you provided during account registration. Casinos typically review them and verify your account within 24 hours.
After completing the above one-off process, you can file withdrawals without jumping through hoops. Simply visit the casino banking section, select the Bank Transfer option, enter the withdrawal amount, and confirm the payment. If you haven’t used this method before, you will be asked to enter your bank account details before proceeding. Also, keep in mind that your withdrawal must be within the casino’s limits. Make sure that your banking details saved by the casino are accurate, or your money could go missing.
After completing the above steps, payments can take up to 10 business days depending on the method, bank, and casino. A confirmation email will inform you about the specifics as soon as the payment request has been received.
Fees, Payout Speed and Limits
Online casinos don’t usually charge fees for making transactions. Exceptions do apply with Bank Transfers – I’ve seen operators taking A$20 – A$40 flat fees or up to 3% of the total amount for each request. Such gambling sites didn’t make it to this guide, though. On the other hand, your bank might charge a flat fee every time your casino winnings come through. This is outside the casino’s control and something unique to each Aussie bank. Other fees that might apply include payments conducted via a local branch, currency conversions, higher costs for larger payments, and app fees. Check with your bank about transfer and receiver fees to know what to expect in advance.
Payment times with Bank Transfer casino withdrawals also range. Online casinos typically take between 1 – 5 days to internally process the request. Then, the payment might take an additional 1 – 5 days to appear in your bank account. Wire Transfer withdrawals might even take longer. Having said that, making withdrawals during working hours and days streamlines the process.
Lastly, you should be wary of the limits applying to Bank Transfer withdrawals. These have to do with the casino and are typically set for daily, weekly, and monthly periods. The minimum and daily limits usually range between A$20 and A$2,500, while the monthly withdrawal cap via Bank Transfer can be as high as A$30,000. High rollers exclusively withdraw via this method due to this feature.
Alternative Payment Methods
Despite the benefits of using Bank Transfer for online casino withdrawals, this method comes with several drawbacks. I’ve tried to provide an objective overview of this payment system, which you can use to decide whether Bank Transfer is the best casino banking method for your needs.
I would argue that it is not ideal for deposits but excellent for withdrawals. Having said this, you are better off using one of the listed alternatives for casino deposits. Withdrawals too, if you would rather not share your gambling spending with your bank.
- MiFinity online casinos
- STICPAY online casinos
- Neosurf online casinos
- Flexepin online casinos
- Crypto online casinos
The above aren’t bulletproof to downsides either. To help you make an informed decision and compare Bank Transfer casinos to the above, I’ve added links to our in-depth guides.
FAQs
Can I deposit at casinos with my bank account?
Most Australian online casinos only support withdrawals directly to your bank account. Bank account deposits are typically conducted via intermediaries like Visa or Mastercard, and eWallets like Skrill. Having said that, some Aussie gambling sites we’ve listed let you make Instant Bank Transfer deposits. They can take hours to days to be reflected in your account, though.
Which Australian banks support online casino payments?
The majority of Australian banks support bank transfers to online casinos. Westpac, Commonwealth Bank, National Australia Bank, Bankwest, and ING, to name a few. This could change as legal gambling regulations are updated Down Under, so you should always double-check with your associated bank if your transaction is rejected.
How can I freeze gambling payments via my bank account?
All Australian banks let you set spending limits per period via your online or mobile account. Some provide a separate field enabling you to block gambling payments altogether or freeze them for selected periods. This measure is an excellent responsible gambling tool shielding you from playing at online casinos for as long as you like.
What are the minimum and maximum limits for Bank Transfers at online casinos?
Direct Bank Transfers at online casinos carry higher limits than other payment methods. These might be set at A$100 or higher at a minimum, up to A$2,500 per transaction. The specifics vary from one operator to another, and most approved casinos support Bank Transfers from A$10+.
Are casino Bank Transfer payments possible on the move?
You can make casino payments on any mobile device via your bank account through your bank’s mobile app or by launching your browser. The process is often streamlined through QR codes instead of having to manually enter all banking details.
Which are the best online casinos for Bank Transfers?
We regularly update our top 10 Bank Transfer online casinos to reflect the best operators and bonuses at any given time. You can select any casino from our shortlist knowing they are safe, generous, and friendly to players using Bank Transfers for online gambling.
Will my bank charge a fee for online casino payments?
Banks charge receiver and sender fees, conversion fees, and banking app fees when making transfers at online casinos or elsewhere. They vary across banking institutions, so you are better off checking directly with your bank.
Are Bank Transfer transactions to online casinos safe and secure?
Banks use the highest security protocols to ensure your money is safe and secure. You can reverse payments or file a complaint about missing funds if something goes sideways. The info you are sharing with online casinos to make gambling payments is the bare minimum so that they can send you money – you won’t be facing any unauthorized charges. If something feels fishy, check with your bank and our step-by-step guide to be on the safe side.
How long do Bank Transfer withdrawals take at online casinos?
Since no intermediaries are involved in Direct Bank Transfers to online casinos, bank employees must manually process your request. This is why it often takes time for the money to reflect in your account.
Can I deposit at a casino using my bank account without sharing information?
Intermediaries like PayID and Neteller enable gambling transactions without sharing any information tied to your bank account with online casinos or spending habits with your bank. Some digital wallets charge fees for this service, though.
Will I get a bonus for Bank Transfer casino deposits?
Online casinos don’t restrict or extend bonuses to Bank Transfer casino payments. The standard welcome offers and promotions will become available, as long as you meet the qualifying amount.
Is Bank Transfer a good casino banking method?
Bank Transfer is not a good payment method for deposits at online casinos. Manual approval of the payment often results in significant delays, when all other alternatives provide the same service instantly. On the other hand, Bank Transfer is often the only AUD online casino withdrawal option. The first withdrawal can take a while to be approved by the casino, but all future payments will be smoother. Outside slight payment delays and bank fees, Instant Bank Transfers are the safest and most widely accepted casino payment method in Australia.
- About the Author
- Affiliate Disclosure
Michael has reviewed and verified all information on this page. Having worked in the iGaming industry for over 8 years, he is the most capable person to help you navigate online casinos, pokies, and the Australian gambling landscape.
